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Loan Contract

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Contract Number: ＿＿＿

Lender:

Borrower: ＿＿＿＿

Guarantor: ＿＿＿＿

(Whether there should be a guarantor in the loan contract shall depend on whether the borrower has a certain proportion of its own funds as stipulated by the bank

and marketable materials and property, or based on whether one or both parties to the lender have made a guarantee request)

The borrower shall provide ______ production (or business activities). The lender applied for a loan,

and hired __________ as the guarantor. The lender has reviewed and approved it, and after negotiation between the three parties (or two parties)

this contract has been entered into for *** to abide by. .

Article 1 Types of Loans＿＿＿＿＿＿＿＿＿＿＿＿＿.

Article 2 Purpose of borrowing＿＿＿＿＿＿＿＿＿＿＿＿.

Article 3 Loan amount RMB (in capital letters) ＿＿＿＿＿＿＿＿ Yuan.

Article 4 Borrowing interest rate The borrowing interest rate is __________ per thousand, and the interest will be paid off with the principal. If the state adjusts the interest rate, it will be calculated according to the new regulations

Article 5 Loan and Repayment Period

1. The borrowing period is ***years and months, starting from the day of the month of the year of ____ and ending on the day of the month of the year ____

. The loan installments are as follows:

Loan term Loan time Loan amount

First tranche in Yuan at the end of the year

Second tranche in Yuan at the end of the year

Yuan before the end of the third period

Article 6 Sources of repayment funds and repayment methods

1. Source of repayment funds: ＿＿＿＿＿＿＿＿＿＿.

2. Repayment method ＿＿＿＿＿＿＿＿＿＿＿.

Article 7 Guarantee Terms

1. The borrower uses __________ as collateral, and if the loan cannot be returned to the lender when it expires, the lender has the right to dispose of the collateral.

If the borrower repays the loan in full when due, the collateral will be returned to the borrower by the lender.

2. The borrower must use the loan in accordance with the purposes specified in the loan contract and shall not misappropriate it for other purposes or use the loan to carry out illegal activities.

3. The borrower must repay the principal and interest within the time limit stipulated in the contract.

4. The borrower is obliged to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan execution, operation management, financial activities, material inventory, etc. The borrower shall provide relevant plans, statistics, financial accounting statements and

information.

5. When a guarantor is required to guarantee, the guarantor has the right to recover from the borrower after performing joint and several liabilities, and the borrower has the obligation to repay the guarantor.

6. If it is closed down or goes bankrupt due to poor management and management, and is indeed unable to perform the contract, when disposing of the property, in addition to using it for personnel wages and necessary maintenance expenses in accordance with national regulations, priority should be given to repaying the loan. When the superior authority decides to close, suspend, merge, transfer or cancel the construction of the project, or when the contract cannot be performed due to force majeure accidents, after applying to the lender, , can change or terminate the contract and be exempted from liability for breach of contract.

Article 8 Liability for breach of contract

1. Liability for breach of contract of the borrower

1. If the borrower does not use the loan for the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and penalty interest will be charged on the portion used in default according to the interest rate specified by the bank. In serious cases, banks may stop issuing new loans within a certain period of time.

2. If the borrower fails to repay the loan overdue, the lender has the right to recover the loan and charge penalty interest in accordance with bank regulations. If the borrower repays the loan before the date of payment, the interest shall be reduced in accordance with regulations.

3. If the borrower uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the lender should recover the principal and interest of the loan, and the relevant units should hold those directly responsible for administrative and economic responsibility. If the circumstances are serious, criminal responsibility will be investigated by the judicial organs

2. Lender’s liability for breach of contract

1. If the lender fails to provide the loan on time, it shall pay liquidated damages to the borrower based on the default amount and the number of days of extension. The calculation of the amount of liquidated damages

should be the same as the calculation of the penalty interest charged to the borrower.

2. Staff members of banks and credit unions who cause loan losses and waste due to dereliction of duty or use loan contracts to engage in illegal activities should be held administratively and financially responsible. If the circumstances are serious, criminal responsibility shall be investigated by the judicial authorities.

Article 9 Methods for resolving contract disputes: Any dispute arising from the execution of this contract shall be resolved through negotiation between the parties. If negotiation fails

, both parties agree to be arbitrated by the __________ Arbitration Commission (if the parties do not agree on an arbitration institution in this contract, and if they fail to reach a written arbitration agreement afterwards, they may file a lawsuit in the People's Court ).

Article 10 Others

Unless this contract is modified or terminated due to circumstances permitted by the "Loan Contract Regulations", neither party may

Change or terminate the contract. When one party requests to change or terminate this loan contract in accordance with the "Loan Contract Regulations", it shall promptly notify the other parties in writing and reach a written agreement. After this contract is modified or terminated, the borrowings occupied by the borrower and the interest payable shall still be repaid in accordance with the provisions of this contract.

If there are any unsatisfied matters in this contract, supplementary provisions must be made through mutual negotiation between all parties to the contract. The supplementary provisions shall have the same effect as this contract

There are three original copies of this contract, with the lender, borrower and guarantor each holding one copy; one copy of the contract shall be submitted to...

...and other relevant units (if notarized or authentication, should be sent to the notary or authentication agency) and keep one copy each.

Lender: ＿＿＿＿ (official seal)

Representative: ＿＿＿＿ (seal)

Address: ＿＿＿＿

Telephone number: ＿＿＿＿

Borrower: ＿＿＿＿ (official seal)

Representative: ＿＿＿＿ (seal)

Address: ＿＿＿＿

Bank account: ＿＿＿＿

Telephone number: ＿＿＿＿

Guarantor: ＿＿＿＿ (official seal)

Representative: ＿＿＿＿ (seal)