1 It takes 10 working days for the qualification examination of house purchase, and 3 working days for the house verification.
One day online signing, five to seven days in real estate assessment.
The interview and preliminary examination will take 5 to 8 days. If the prepared materials are inconsistent, it will take the same time to give evidence next time. Therefore, it is recommended that friends who apply for loans check the materials that need to be prepared, or go to the official WeChat official account such as the housing provident fund rental and sales center in their city to find the answer.
It takes one day to sign a loan contract at the provident fund loan center.
It takes five days for buyers and sellers to pay taxes, transfer ownership and apply for mortgage.
All formalities are completed, and the loan will be released in about 7 to 15 days.
According to the relevant regulations, the loan period of housing provident fund loans cannot exceed 3 months, but the approval time of different cities will be different, resulting in a long loan cycle. For example, this year's epidemic, all walks of life do not go to work, will also lead to your loan time delayed. In addition, when applying for provident fund loans, you should also pay attention to the frequency of loan use, the housing area purchased by loans, the impact of credit provident fund on provident fund, illegal withdrawal of provident fund, etc., which will also lead to your loan failure.
Legal basis: Regulations on the Management of Housing Provident Fund
Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.
Twenty-seventh applicants for housing provident fund loans shall provide guarantees.
Twenty-eighth housing provident fund management center in the premise of ensuring the housing provident fund withdrawal and loans, approved by the housing provident fund management committee, housing provident fund can be used to buy government bonds. The housing provident fund management center shall not provide guarantees to others.
skill
The above answer is only for the current information combined with my understanding of the law, please refer carefully!
If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.