The places where the whole network can borrow money are:

1, including flowers. Packaging flowers is the channel for refusing loans in 2022. When many users apply for this loan, they are satisfied with refusing it hundreds of times, but they can still get the loan successfully. At present, the loan credit line provided is between 1, 000-50,000 yuan, and the term is 3- 12 months. The system software is audited in the whole process, and the loan is released in seconds after success.

2. Ants are staged. Ant staging is the hole where the whole network refuses to borrow money. This hole is the hole that can still borrow money after being rejected hundreds of times in 2022. When applying, it is a loan service platform that does not look at the rejection frequency. The maximum loan credit line is 50,000 yuan, and the maximum term is 12 months. Generally, the down payment is around 5000, which is also very good.

3. Enjoy Bian Xiao. Xiang Hui Bian Xiao ignored the fact that the whole network has been rejected several times and can be paid. When applying, it still doesn't read the credit report. The account belongs to the loan supermarket type, and the loan amount available to consumers is 5000-50000 yuan. It is also a hole that can pay 5000 yuan after various rejections. The service period is 3- 12 months, and payment must be made after success.

Frequent applications for online loans are rejected. Who can make the next payment?

Frequent application for online loans is rejected, and users can try to apply for bank loans. Online loans mainly refer to online credit reporting, while bank loans mainly refer to credit reporting by the People's Bank of China. If all the online loans previously applied by the user have not been credit-checked or credit-checked, the previous loans will be rejected, which will not affect the user's application for bank loans.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Second, the risk review of microfinance

The emergence of loan risk often begins at the stage of loan review. Based on the disputes in judicial practice, we can see that the risks in the loan review stage mainly appear in the following links.

1. The content of the review omits the loan examiner of the bank, which leads to credit risk. Loan review is a meticulous work, which requires investigators to systematically investigate and inspect the qualifications, qualifications, credit and property status of loan subjects.

2. In practice, some commercial banks do not have due diligence, and loan examiners often only pay attention to the identification of documents, lacking due diligence, so it is difficult to identify fraud in loans and it is easy to cause credit risks.

3. Many wrong judgments are caused by banks not listening to experts' opinions or professional judgments of professionals. In the process of loan review, we should not only find out the facts, but also make professional judgments on relevant facts from legal and financial aspects. In practice, most loan review processes are not very strict and in place.

Third, the legal content of the pre-loan investigation

1. Review the legal status of the borrower, including its legal establishment and continuous and effective existence. If it is an enterprise, it shall examine whether the borrower is legally established and whether it has the qualifications and qualifications to engage in related businesses, and check the business license and qualification certificate. Pay attention to whether the relevant certificates have passed the annual inspection or related verification.

2. Regarding the credit status of the borrower, check whether the registered capital of the borrower is consistent with the loan; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment.

3. Regarding the borrower's loan conditions, whether the borrower has opened basic account and general deposit accounts in accordance with relevant laws and regulations; Whether the foreign investment of the borrower (such as a company) exceeds 50% of its net assets; Whether the borrower's debt ratio meets the requirements of the lender;

4. Regarding the guarantee, if it is a guarantee, the qualification, reputation and performance ability of the guarantor should be examined.

What other platforms can be used for payment when the loan is rejected? Look at this loan strategy

; ? For many friends who need money badly, it is very painful to be refused a loan. However, there are so many platforms that can lend, and this can only be replaced by another. However, it is crucial to find out the reasons for the refusal and then choose a platform with slightly looser conditions. Let's see what platforms can be used for loans.

What other platforms can be used for payment when the loan is rejected?

Although many loan platforms have different loan requirements, several points are the same. Like the formal platform, they value credit and repayment ability, so if the loan is rejected, it is best to see if these two aspects can pass.

Under normal circumstances, a good credit investigation is even more powerful for loan applications, but no one is perfect, and anyone may accidentally break his word. It doesn't matter, as long as it is not overdue in the past two years, the overdue debt has been paid off before the loan, and the repayment ability is ok, and there is still a chance to make the next repayment.

The repayment ability depends not only on income, but also on the debt ratio of credit reporting. It is suggested that the personal debt ratio should be reduced to below 50% as far as possible, and then try your luck on some better platforms, which may be successful.

For platforms such as the following licensees, the next payment rate is not bad:

1 360 IOU: 360 Finance's pure credit loan, with a maximum loan amount of 200,000 yuan and a maximum loanable period of 12 months. If the credit information is not black, the borrower will have the opportunity to repay. The borrower must be at least 18~55 years old and provide his/her mobile phone number, bank card and valid ID. If the 360 account is active,

2. Money: Small-sum full-credit loan is a product with large amount and long cooperation period with banks. The maximum loan amount is 200,000, and the required information is relatively simple. My valid ID card+debit card+real-name registration system mobile phone number, and a high-level and active Baidu account can improve the success rate of lending.

The above is the introduction of "which platforms can be used for loans when loans are rejected". In short, refusing a loan doesn't mean that you can't borrow any more. As long as the credit and repayment ability pass, other loan platforms still have the opportunity to make the next payment.

There are too many online loans. Where can I borrow a loan if I refuse it?

There are too many online loans, and users can apply for loans offline. The data of online loans are generally recorded in big data, such as users' application records, repayment records and overdue records. Will be recorded. Online lending institutions will use big data as a means of risk control. When users have long-term loans, it is easy to be refused loans. At this time, users can apply for offline loans. Offline loans mainly refer to users' credit records, not to users' online credit records.

Of course, if the online loan is credited by the People's Bank of China, it will also have an impact on offline loans.

There are too many online loans, and users can apply for loans offline. The data of online loans are generally recorded in big data, such as users' application records, repayment records and overdue records. Will be recorded. Online lending institutions will use big data as a means of risk control. When users have long-term loans, it is easy to be refused loans. At this time, users can apply for offline loans. Offline loans mainly refer to users' credit records, not to users' online credit records.

Of course, if the online loan is credited by the People's Bank of China, it will also have an impact on offline loans.