As far as we know, the interest of Ping An I loan is calculated according to the actual borrowing days, and the daily cost = remaining unpaid principal * expected annualized interest rate. For example, if the daily interest rate of your loan is 65,438+00,000 yuan, in the first stage, the daily fee is 5 yuan (65,438+00,000 *). After repayment of 500 yuan's principal, the daily fee is RMB (9500 *). Therefore, in the initial stage of Ping An I loan, you can calculate the specific repayment according to the calculation method provided, and make the loan according to your own economic situation. Don't worry if you think the calculation is troublesome. Knowing that after applying for Ping An I loan, the real-time daily interest and repayment amount will be automatically displayed on the APP, which brings a lot of convenience to users. I want to remind you that if you borrow it, you have to pay it back. All loans will eventually be returned to the lending institution in combination with related expenses. Therefore, it is ok to borrow money in an emergency, but don't blindly lend money, or act according to your own conditions.