A.？ safe
B.？ profit
C.？ liquidity
D.？ continuity
E.？ profitability
Brief introduction of credit business of rural credit cooperatives;
1, credit in a broad sense, credit is credit, that is, the loan of goods and monetary funds between different owners, as well as the advance payment for credit sales. In a narrow sense, credit refers to the general name of credit business activities of monetary business units, including specific business activities such as deposits, loans, remittances, etc., and it is a lending behavior that reflects a certain production relationship.
2. The source and composition of credit funds. The source of credit funds of rural credit cooperatives is also called liabilities, which refers to the way rural credit cooperatives raise funds needed for business development. The sources of funds of rural credit cooperatives mainly include capital, deposits and financial market financing.
Two, the "three" principles of credit management and their dialectical unity:
1. Rural credit cooperatives should follow the principles of safety, liquidity and profitability in the process of granting loans. The principles of "three natures" of loans are fundamentally unified, which ensure the normal development of rural credit cooperatives' business activities, among which safety is the premise. Only by ensuring the safety and non-damage of funds can funds produce due benefits. Liquidity is a condition. Only by ensuring the normal flow of funds can we establish the intermediary status of rural credit cooperatives and carry out various business activities smoothly.
2. Efficiency is the result of operation. The purpose of establishing rural credit cooperatives is to improve social and economic benefits and promote economic development by providing high-quality financial services to the majority of members and customers. But there are contradictions between them. Sometimes, when it comes to security and mobility, we have to give up some self-interests.
3, sometimes pay attention to social benefits, but ignore the benefits of rural credit cooperatives; And improve the efficiency of themselves and customers, the safety and flow of funds will be affected. It is difficult to handle these contradictions correctly. Therefore, the core of the management of rural credit cooperatives is to coordinate their relations and make them reach the best combination state.