Half a month. First, it takes three to five working days for the rural credit cooperatives to evaluate the loan signing, and second, it takes half a month to make an appointment for decompression cancellation. Handling bank loans means that after individuals still demand loans, they take the information given by the bank, including a copy of the business license of the borrowed bank, a copy of the legal person, a copy of the client, a certificate of other rights and other mortgage materials to the trading center for cancellation.