You mean, your temporary limit expires, and your original fixed limit is restored, which leads to the abnormal state of credit card exceeding the limit (that is, exceeding the limit), and the money for decoration loan can't be used.

If that's the case, you only need to pay back the money of the over-limit part of the credit card. After the credit card is credited, the status of the credit card will return to normal, so the money for the installment decoration can be used.

And the repayment time is related to your repayment method.

Generally through the CCB network (such as counters, self-service deposit machines, online banking, mobile banking, etc. ), the credit card available amount will be increased in real time, and it will arrive in 1-2 days.

Third-party payment platforms (such as Alipay and Lacarra) 1-2 days, and inter-bank repayment 3-5 days.