Do people who owe money still have to choose financial management? I think we still need to manage money. There are many cases where people owe money. Some people buy houses with mortgage loans, and these people can manage their finances completely. As long as they pay back on time every month, the remaining money on hand can be used for financial management. Some people owe others money overdue, so these people should pay it back quickly and wait until the money is paid off before managing their finances.

For those who apply for bank mortgage loans, as long as they can repay their monthly payments on time, the rest of the money can be arranged by themselves. Some people think that the money owed to the bank must be paid off as soon as possible, and always feel that it is a sin to owe money. Actually, it's not. I think we should learn to be properly indebted, make ourselves work hard through certain debts, and increase the motivation of work. A certain debt can make our income higher.

For example, buying a house, many people buy a house through mortgage loans, which can increase leverage. If the house price rises, then you will get a high income, making full use of the leverage principle of finance. When buying a house with a mortgage loan, you can keep some funds in your hand, which can also be used for investment and financial management. If the investment income of these funds is higher than the bank mortgage interest rate, you can get extra income.

I think everyone has the right to invest. If you want to get more income, you must make full use of all kinds of investments and get higher income through investment. Although some investment thresholds are high and not everyone has the opportunity to participate, most of them can still participate. We can get more benefits by participating in some investments.

There is a saying that "if you don't manage your money, money will ignore you". If you want to get more money, you must learn to manage money, and you can get higher income through reasonable financial management. Wealth needs your brain to create.