Legal analysis: Whether AIDS patients will go to jail if they owe loans should depend on whether they are suspected of violating the relevant provisions of the criminal law, rather than whether they have AIDS and other diseases.

However, if an AIDS patient refuses to repay the loan after being sued, he may commit the crime of refusing to execute the judgment or ruling.

Legal basis: Article 313 of the Criminal Law of the People's Republic of China refuses to execute the judgment or ruling of the people's court, and if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.

The specific solutions are as follows:

(1) If it is really unable to repay, it should negotiate with the lending institution to extend the repayment period or return it by stages.

(2) If the lending institution fails to perform the court's judgment within the performance period after suing the court and winning the case, it will apply to the court for compulsory execution.

(3) When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law.

(4) If the lender refuses to carry out the effective judgment of the court because there is no executable property under its name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even lead to judicial custody.