1. What should I do if I am cheated by the loan company?

If you are cheated by a loan company, you can call the police and investigate the criminal responsibility of the other party for alleged contract fraud.

Article 224th of the Criminal Law of People's Republic of China (PRC) commits one of the following acts. Whoever, for the purpose of illegal possession, defrauds the other party of property in the process of signing and performing a contract, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also, or shall only, be fined.

If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined.

If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated:

(1) Signing a contract in the name of a fictitious unit or others.

(2) defrauding the other party's property by other means.

In practice, one party to the contract fictionalizes the main unit or fraudulently uses the name of others to make the other party believe it, and signing the contract leads to the payment being cheated. The fictitious party is suspected of constituting the crime of contract fraud stipulated in the criminal law and is likely to bear criminal responsibility.

According to the provisions of Article 148 of the Civil Code, if a party commits a civil legal act by fraudulent means to express his will against his true intention, the defrauded party has the right to request the people's court or an arbitration institution to cancel it.

Second, is the intermediary responsible for defrauding customers of loans?

(1) It depends. Generally speaking, there is a little responsibility.

(two) in the following two cases, the intermediary shall bear the responsibility:

1. The intermediary knows or should know that the customer is a liar but does not tell you;

2. The intermediary failed to fulfill the corresponding review obligations.

Relevant legal knowledge

Article 96 1 of the Civil Code defines an intermediary contract as a contract in which the intermediary reports the opportunity to conclude a contract to the client or provides media services for concluding a contract, and the client pays remuneration.

Article 962 The broker shall truthfully report to the principal the matters related to the conclusion of the contract.

If the broker intentionally conceals important facts related to the conclusion of the contract or provides false information, which harms the interests of the client, he shall not ask for payment of remuneration and shall be liable for compensation.

Article 963 Where the broker facilitates the formation of a contract, the principal shall pay the remuneration as agreed. If the remuneration of the broker is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, it shall be reasonably determined according to the services of the broker. Where an intermediary provides media services for concluding a contract, the remuneration of the intermediary shall be borne equally by both parties to the contract.

If the intermediary facilitates the establishment of the contract, the expenses of the intermediary activities shall be borne by the intermediary.

Article 964 Where the broker fails to facilitate the conclusion of the contract, he may not request payment of remuneration; However, customers may be required to pay the necessary fees for intermediary activities as agreed.

Article 965 Consequences of the Entrusting Party Concluding a Contract with a Third Party Privately If the Entrusting Party, after accepting the services of the Broker, uses the trading opportunities or media services provided by the Broker to bypass the Broker and directly conclude a contract, it shall pay remuneration to the Broker.

Article 966 Where there are no provisions in this chapter, reference shall be made to the relevant provisions of the entrustment contract.

Third, is it useful to call the police for fraudulent loans?

I was defrauded of a loan. It is useful to call the police. The criminal investigation department of the public security organ will actively carry out the investigation after receiving the report. The crime of fraud is an act of obtaining illegal benefits through fraudulent means for the purpose of illegal possession. Those who constitute the crime of fraud are generally sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and are also or only fined.