100000 yuan house, down payment of 3 million yuan, can you get a loan of 7 million yuan?
In addition to the down payment, whether the loan can be 100% depends on the repayment ability of the lender, and the bank will calculate the repayment ability for the lender. If the repayment capacity is 6,543,800+million, then the loan of 7 million is no problem. If the repayment ability is only 5 million, then the maximum loan can be 5 million.