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What are the procedures for releasing a mortgage on a real estate certificate and how to apply for it?

The process of releasing the mortgage from the real estate certificate:

1. Pay off the mortgage loan. Generally speaking, if you want to repay your loan early, you need to apply to the bank (mortgage owner) one month in advance. Go to the designated outlet to repay according to the agreed time and agreed requirements.

2. Prepare all mortgage information. After repayment, the bank's loan management center will print the "Loan Settlement Certificate", collect the real estate certificate and cancel the mortgage registration information. After the bank loan is settled, the customer will be given a set of things including: 1. House ownership certificate; 2. Certificate of other rights; 3. Application for cancellation of mortgage registration; 4. Bank authorization letter for mortgage cancellation.

3. Handle mortgage repayment. Bring the above information and a copy of your ID card to the mortgage window of the real estate management center, hand in all the materials, and cancel the mortgage at the designated window. You can receive the real estate certificate on the same day and stamp "Cancelled" in the mortgage column. red seal!