2. Hold a valid People's Republic of China (PRC) identity card. China citizens with full capacity for civil conduct.
3. The applicant must have a personal account in Huaxia Bank. In addition, you need to open online banking or mobile banking and have a certain credit history.
4. Have a stable job and a stable income. Moreover, the credit status is good, and there is no record of illegal acts such as breach of contract.
5. Opening an account with Huaxia Bank for more than a certain period of time. Handle savings, wealth management, mortgage, ETC., payroll, credit card, POS and other businesses, and obtain certain credit records.
6. besides. The applicant must also meet other conditions required by the bank. At the same time, I have a real-name authentication mobile phone number, which can effectively receive and view short messages. It should be noted that personal credit is very important for applicants to apply for loans from banks. If the borrower has three consecutive bad credit records or accumulated six bad credit records within two years, then he will not be able to obtain a bank loan.