Banks actually have restrictions on the age of loans. Generally, people under the age of 18 are not allowed to get loans to buy a house. Women who are over 55 years old cannot get a loan to buy a house. Men who are over 60 years old are also not allowed to get a loan to buy a house. of. Because when applying for a loan, the person applying for the loan is required to have a certain income and a stable job, but minors and people who have reached retirement age do not have stable income, so they do not meet the loan requirements.

When applying for a loan, in addition to the age requirements, there are also the following conditions:

① The applicant needs to have a certain financial foundation, because applying for a loan requires payment of A certain percentage of down payment.

② The applicant needs to agree to use his own assets for mortgage or pledge, for example, he needs to use his own real estate as a mortgage.

③ There should be no problems with the applicant’s credit record. If you have a bad credit record, it will be more troublesome to get a loan.

④Applicants need to have a stable income in the local area, and generally need to show proof of their own income.