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How many years is the loan period owed to the credit union?
1, the loan period owed to the credit union is 3 years.

2. Legal basis

3. Article 188 of the General Principles of the Civil Law stipulates that the limitation of action for requesting protection of civil rights from the people's court is three years. Where there are other provisions in the law, those provisions shall prevail.

4. The limitation of action shall be counted from the date when the obligee knows or should know that the right has been damaged. Where there are other provisions in the law, those provisions shall prevail.

5. However, if more than 20 years have passed since the right was damaged, the people's court will not protect it; Under special circumstances, the people's court may decide to extend the time limit according to the application of the obligee.

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