Current location - Loan Platform Complete Network - Bank loan - Buy a second-hand house with a loan in Qingdao, with a down payment of 30% and a house of 230,000. The loan is 65,438+00 years. How much is the monthly payment and total interest?
Buy a second-hand house with a loan in Qingdao, with a down payment of 30% and a house of 230,000. The loan is 65,438+00 years. How much is the monthly payment and total interest?
Generally, the interest rate of the first home loan is 15% off.

There are two repayment methods to choose from.

Matching principal and interest repayment method: 654.38+0.60 million yuan; 10 year; Interest rate drops 1.5%.

Monthly repayment amount 1700.88

The total repayment amount is 204 1 1,000 yuan.

The interest is 44 1 000 yuan.

Average capital repayment method 160000 yuan 10 interest rate down 15%.

The first month repayment is 5.6 1 per month in May 2006.

The total repayment amount is 200,700 yuan.

The interest is 40700 yuan.

The basic requirement of a loan is that the lender should have sufficient and stable income. Usually need to submit proof of income, proof of identity, proof of marriage, proof of household registration and other information.

I hope I can help you! The answer comes from: Baidu real estate exchange group, so stay tuned!