If you are not qualified, you can't get a loan at all. Loans are liars except banks. Don't be cheated. . .

2. What are the application conditions for interest-free loans for business start-ups? And these!

Nowadays, many people will choose to start a business, and the state has also introduced many preferential policies to help independent entrepreneurs, including interest-free, quota and tax incentives. So how do you apply for an interest-free loan for starting a business? What are the requirements? Today we will briefly introduce it, hoping to help you.

I. Conditions for applying for interest-free loans for starting a business The policies and conditions in each region are slightly different. It is best to consult Ministry of Human Resources and Social Security or the government in advance. If you meet the requirements, you need to issue a certificate to apply for an interest-free loan at the bank. Generally speaking, the following conditions need to be met: 1. It must meet the objects and conditions of local self-employment guarantee loans, and it needs to be approved by government departments before it can be handled. 2. The company operates normally and has complete, feasible and operable entrepreneurial projects. 3. The applicant has a good credit record. (Married, the liabilities of both husband and wife except student loan, car loan and mortgage loan shall not exceed 50,000 yuan) 4. Entrepreneurial projects have certain profitability and repayment ability. Second, how to apply for interest-free loans when starting a business? If you want to apply for a venture loan, you need to complete legal and effective registration procedures, and then register with the local human resources security department. After paying social insurance premiums, you can go to the street office to verify the operation. Then, as long as you have registered for three years, you can apply for a business loan at a designated bank with relevant supporting documents. If you meet the requirements and have policies, you can enjoy interest-free and discount concessions. Note that some industries are unable to apply for interest-free loans, such as advertising, saunas, Internet cafes and so on. Please consult your bank for details.

Third, I want to start a business with a loan, but I don't know how to do it.

There are many ways to borrow money. Here are some loan models, which I hope will help you.

1. Entrepreneurship loans for college students, and employment measures for self-help graduates in Tianjin. The labor department will also provide group loans for a group of college graduates who start their own businesses, with the maximum loan amount reaching 6.5438+0.0000 yuan.

Personnel departments at all levels subordinate to the talent market graduate service window, build a supply and demand information network, organize supply and demand meetings, online job fairs, etc. In addition, personnel departments at all levels reflect the changes in market supply and demand to college graduates and do a good job in information collection and submission.

Labor service: collective entrepreneurship can borrow 6,543,800 yuan.

The municipal labor and social security department has opened up various channels to support college graduates to start their own businesses. In addition to continuing to provide loans of 20,000 to 50,000 yuan for self-employed and self-employed college graduates, a number of graduates will be allowed to take group loans with a maximum loan amount of 6,543,800 yuan.

Underground money houses are still everywhere, but the interest is very high.

3. The maximum overdraft limit of bank credit card is 50,000 yuan, and the maximum repayment can be made. Of course, there are ways to realize interest-free use, because it is illegal, so I won't explain it here. Look it up on the internet, and it is equivalent to using it. It just takes a long time to apply for a credit card, so it is not easy to increase the credit limit of 50 thousand yuan, which is only suitable for short-term turnover and high interest.

4. Easy Loan Network can fill in personal data to apply for self-service loans, and you can check the cycle and process by yourself.

What are the interest-free conditions for the 4.65438+0 million yuan venture loan?

(1) Basic conditions:

1, age 18 to 45 years old, China citizen with full capacity for civil conduct;

2. Have permanent residence and fixed residence in this city;

3. Have the ability to repay interest-free loans on schedule and provide guarantors;

4. Good reputation and no bad records;

5. The project conforms to the national industrial policy and regional economic development, and has good economic and social benefits.

Instructions to applicants

1. Young entrepreneurs log on to the website of the Foundation to learn about the policies and application process of youth entrepreneurship loans; You can also make telephone consultation through the consultation telephone published on the website.

2. If you are a member of the Association for the Promotion of Integrity, you can download the application form directly and enter the application procedure; Those who do not have the membership of the Association for the Promotion of Integrity should apply to join the Association for the Promotion of Integrity before entering the application procedure;

3. The applicant downloads and fills in the "Tianjin Youth Entrepreneurship and Employment Application Form" online;

4, the applicant's conditions and materials to be submitted.