If the China Merchants Flash Loan has to wait 24 hours for verification, it means it has not been approved. According to relevant inquiries, China Merchants Flash Loan will wait 24 hours for Dianhe to call for verification. After confirming the information, it will represent that the application has been approved. Flash loan is a personal online loan business issued by China Merchants Bank to individual customers, which is used for the working capital turnover of the borrower's operating entities or the borrower's comprehensive consumption.