The handling fee of Zhongyuan Jushang payment code is 0.1. Zhongyuan Bank's aggregation of merchant payment codes is specially created by Zhongyuan Bank for merchants. It can help merchants realize functions such as quick payment collection, bill inquiry, clerk management, and merchant marketing. It includes QR code and one-code payment notification inquiry and bill inquiry. and other functions. It supports account withdrawal, transfer, and balance management, which is convenient and fast.
The head office of Zhongyuan Bank Co., Ltd. (ZHONGYUAN BANK CO., LTD) (referred to as: Zhongyuan Bank or ZYB) is located in Zhengzhou City, Henan Province.
Zhongyuan Bank has built a modern enterprise system and a corporate governance structure model of "three meetings and one layer", and implemented "one-level legal person, unified leadership, hierarchical operation, and authorized management" with a registered capital of 15.42 billion yuan. Ranked first among city commercial banks in the country, it has 22 functional departments, including the head office business department, 17 branches and 444 sub-branches. It also initiated the establishment of 9 rural banks.
On February 22, 2016, Zhongyuan Bank’s cross-border RMB business qualification was successfully approved.
As of June 30, 2021, Zhongyuan Bank’s total assets were 753.002 billion yuan. The total loans (excluding accrued interest) and deposit balances (excluding accrued interest) were 384.994 billion yuan and 448.500 billion yuan respectively, an increase of 7.8 and 5.5 respectively from the beginning of the year. In the first half of 2021, Zhongyuan Bank achieved an operating income of 97.18 billion; pre-provision profit was 6.787 billion yuan; net profit was 2.112 billion yuan, a year-on-year increase of 4.2.
On October 27, 2021, Zhongyuan Bank announced that it planned to merge Luoyang Bank, Pingdingshan Bank and Jiaozuo China Travel Bank.
On August 28, 2014, Kaifeng Bank, Anyang Bank, Hebi Bank, Xinxiang Bank, Puyang Bank, Xuchang Bank, Luohe Bank, Sanmenxia Bank, Nanyang Bank, Shangqiu Bank, Xinyang Bank, Zhoukou Bank, Zhumadian Bank and 13 urban commercial banks in Henan Province jointly announced in the "Henan Daily" that they will form a joint-stock commercial bank, Zhongyuan Bank, through a new merger. After the merger is completed, the original claims and debts will be inherited by the newly established bank.
On December 17, 2014, the China Banking Regulatory Commission approved the establishment of Zhongyuan Bank.
On December 18, 2014, the founding meeting of Zhongyuan Bank was held.
On December 23, 2014, Zhongyuan Bank was registered and established.
On December 26, 2014, Zhongyuan Bank officially opened.
On February 22, 2016, Zhongyuan Bank’s cross-border RMB business qualification was successfully approved.
On August 31, 2016, Henan Banking Regulatory Bureau, in accordance with the Banking Supervision Law of the People’s Republic of China and the State Council and the Implementation Measures for Administrative Licensing Matters of Chinese-funded Commercial Banks of the China Banking Regulatory Commission (China Banking Regulatory Commission) Order No. 2 of 2015) and other relevant regulations, after review, the reply is now approved as follows: It is agreed to prepare to establish the Luoyang Branch of Zhongyuan Bank Co., Ltd.
On December 20, 2016, the China Banking Regulatory Commission approved Zhongyuan Bank as the main investor to prepare to establish the first consumer finance company in Henan Province: Henan Zhongyuan Consumer Finance Co., Ltd. in Zhengzhou City.