The loan contract number is a combination of a long string of letters and numbers, generally starting with NO, generally in the upper right corner of the loan contract. The number of the loan contract is mainly for the convenience of the lending institution for filing, and it is also convenient for the lender to allocate when inquiring. The loan contract is very important to the lender and must be properly kept. Lenders should also know the contents of the loan contract, such as the loan amount, loan method, loan interest rate, loan term and other important information.
The issuing institution of the student loan contract is the National Development Bank. Your loan contract has a loan contract number, which consists of numbers and letters. This is the contract number at the top of the contract, which is the student loan number. Student loan is a national policy to help poor students, which helps many students complete their studies and reduces the burden of thousands of poor families. In a sense, it has helped many people realize their dreams.
1. The role of student loans
The issuing institution of the student loan contract is the National Development Bank. The national student loan is a bank loan led by the government, subsidized by the government, and compensated by the finance and universities at certain risks. Banks, education administrative departments and colleges and universities work together to help students from poor families in colleges and universities pay tuition, accommodation and living expenses during their studies. The role of college students' loans: a "green channel" has been set up to help poor students enter school smoothly. The education department, the financial department and other departments jointly sponsored to subsidize eligible college students who are short of family funds and unable to complete their college studies, so that they can successfully pass higher education and export applied talents to the society. This way of helping students is to borrow money from the bank in the form of working for several years without interest during their study.
2. The impact of student loans
Help students to establish the concept of self-reliance and self-improvement, urge students to study hard and work hard, and promote the reform of quality education for college students. Providing social security mechanism for citizens to obtain fair and equal educational opportunities is an important measure for the state to support the deepening reform of higher education system and promote the development of education in China by financial means. The financial aid policy system for students from poor families in colleges and universities has been further improved, and the contradiction of insufficient financial aid in colleges and universities has been alleviated.
The popularization of student loans guarantees more students to go to school, which not only marks the integrity of China's education system, but also shows the prosperity of the motherland.
Legal basis:
the education law of the peoples republic of china
Article 37 Educated persons shall enjoy equal rights in admission, further education and employment according to law. Schools and relevant administrative departments shall, in accordance with the relevant provisions of the state, ensure that women enjoy equal rights with men in enrollment, further studies, employment, conferring degrees and sending them abroad.
Article 38 The state and society provide various forms of financial assistance to children, adolescents and young people who meet the requirements for admission and have financial difficulties in their families.
Article 39 The state, society, schools and other educational institutions shall carry out education according to the physical and mental characteristics and needs of disabled people and provide them with help and convenience.
Article 40 The state, society, families, schools and other educational institutions shall create conditions for minors who have committed illegal and criminal acts to receive education.
Article 41 Employees have the right and obligation to receive vocational training and continuing education according to law. State organs, enterprises, institutions and other social organizations shall provide conditions and convenience for the study and training of their employees.
Article 42 The State encourages schools, other educational institutions and social organizations to take measures to create conditions for citizens to receive lifelong education.
Article 43 Educated persons shall enjoy the following rights:
(a) to participate in various activities arranged by the education and teaching plan, and to use education and teaching facilities, equipment and books;
(two) in accordance with the relevant provisions of the state to obtain scholarships, loans and grants;
(three) to obtain a fair evaluation of academic performance and conduct, and to obtain corresponding academic certificates and degree certificates after completing the prescribed studies;
(four) if he refuses to accept the punishment given by the school, he shall appeal to the relevant departments, and lodge a complaint or bring a lawsuit against the school and teachers for infringing his personal rights, property rights and other legitimate rights and interests;
(5) Other rights stipulated by laws and regulations.