With the increasing demand for funds, there are more and more online loan scammers. So, what are the common means used by loan scammers?

Help you pack the information.

Some black intermediaries claim: I can help you with any information you need. I trust them and deal with false information. I wanted to go home empty-handed, but I was likely to be "loaned". This kind of news of leaking information to help others "get into debt" is common on the Internet.

Fishing website

Be careful when you see the loan conditions that combine the three advantages of "low threshold, low interest rate and fast loan" on a website. Most of these attached websites are phishing websites.

After that, if you enter the phishing website, enter your bank card account number and password, and log in to your personal account, your information will have been leaked and the funds in your account will be looted.

Sms fraud credit card limit

From time to time, I receive various "bank messages" asking you to increase the credit card limit. I wonder how to increase the credit card limit without this bank.

You will also receive some so-called related bank personnel to call you, bank card number and security code, which are private information and involve the danger of your credit card being stolen.

Pre-lending charge

The basic process of loan is as follows:

Borrower's application → applicant's credit evaluation → loan investigation → loan approval → both parties sign a contract → issue the loan according to the contract.

Formal lending institutions will not charge applicants before lending money. Fraud gangs will frame borrowers in the process. At first, they may only charge a small fee. After defrauding the other party's trust, it will intensify and charge fees in various names!

Help you wash your credit information.

As long as 25 thousand, you can wash your personal credit record white, no matter how black it is. "Such an attractive description has been widely circulated in the circle of friends recently. Can credit information really be washed away?

According to the Regulation on the Administration of Credit Information Industry, after a customer defaults on repayment, it will be displayed for 5 years from the date of correcting the violation or terminating the event. Bad records will be cleared after 5 years. Therefore, bad records are not followed for life, and there is no need to spend high prices to "artificially" clear them.

Formal loans must have a basic process. Many scams take advantage of the borrower's weakness of being in urgent need of money and being greedy for petty gains, and use "zero interest" and "face-to-face signing" to induce the borrower to fall for it. Therefore, when you need money urgently, you must keep your eyes open and find a formal institution!