Private personal loans can be brought to court. However, there must be relevant supporting documents. In addition, if the loan interest exceeds 4 times of the bank's interest in the same period, the excess interest is invalid. If the parties are difficult to deal with or solve by other means, the creditor may choose litigation to solve it. If the judgment may be difficult to execute or cause other damage to one party due to one party's behavior or other reasons, the people's court may, upon the application of the other party, order the property to be preserved, order it to do certain acts or prohibit it from doing certain acts; If the parties do not apply, the people's court may also order the adoption of preservation measures when necessary.

legal ground

Article 1 19 of the Civil Procedure Law of People's Republic of China (PRC).

Conditions for prosecution The prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court. The people's court shall guarantee the right of prosecution enjoyed by the parties according to law. A lawsuit that conforms to Article 119 of this Law must be accepted. Those who meet the conditions for prosecution shall file a case within seven days and notify the parties concerned; If it does not meet the conditions for prosecution, it shall make a ruling within seven days and refuse to accept it; If the plaintiff refuses to accept the ruling, he can appeal.