360 borrowed money to apply for a loan, saying that it was waiting for the next day to manually verify that the information was false. According to the relevant public information, the review of 360 IOUs applying for loan credit is operated by the system, without manual review, but the system will make a comprehensive evaluation according to the information of comprehensive customers' age, education, income, work, personal credit information and so on. The final audit results should be based on the results displayed on the page, and the audit results can be given about 10 minutes from the submission of the application, saying that the manual verification information on the next day is all false and needs to be cautious.