Risk of Bank of Beijing’s profit in deposits and loans

Does the questioner want to ask "What are the risks of Beijing Bank's deposit and loan profits?" Market risk, credit risk.

1. Market risk: The income from deposits and loans is related to the market interest rate. When the market interest rate drops, the income from deposits and loans will decrease. In addition, the income from deposits and loans is also affected by factors such as loan interest rates, deposit interest rates, and loan terms.

2. Credit risk: The income of Deposit and Loan Ying comes from loan interest. If loan customers are overdue or default, the income of Deposit and Loan Ying will be damaged. In addition, the decline in Bank of Beijing's credit rating will also affect the income from deposits and loans.

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