What conditions does the Postal Savings Bank need to meet for corporate loans? It is understood that the bank loan for small and micro enterprises is a loan business launched by the Postal Savings Bank for small and micro business owners and individual merchants with repayment ability and capital needs.

The borrower's enterprise needs to meet the following conditions:

1. The borrower has full capacity for civil conduct;

2. Have an industrial and commercial business license;

3. It has a stable bank flow for more than half a year;

4. It is best to provide collateral recognized by the Postal Savings Bank;

5. The borrower and the person in charge of the lending institution have stable and legal income and good credit;

6. Other conditions stipulated by the local postal savings bank.

After meeting the above conditions, you can directly bring relevant loan information to the local postal savings bank for loan business.

Warm reminder, if the borrower meets the above-mentioned enterprise loan conditions, it is easy to apply for a small and micro enterprise loan from the Postal Savings Bank. However, if the borrower's conditions do not meet the above requirements, it will be difficult to successfully apply for a small and micro enterprise loan at the Postal Savings Bank, but the borrower can try to apply for a loan at a local loan company.