First, choose formal loan software. Now many lending institutions have their own loan software. When choosing, you must go to 360, pea pods and other formal application markets. Don't trust the installation package sent to you by others, you can also go directly to official website. Second, let you pay the fee without paying the next paragraph. After you submit the information, some lending institutions will ask you to pay a fee, saying that it is a material fee or other fees, which can help you make the next payment or loan as soon as possible.
Third, the interest rate is lower than other lending institutions. When you encounter a lower interest rate than other lending institutions, you must remember this sentence. There is no such thing as a free lunch, just as there is no pie in the sky. Cheap things will make people lower their guard, but there are also many scams. Most scams start with greed. Don't be fooled by low interest rates.
Fourth, loans to people with bad credit records At present, many people have bad credit records, which makes it impossible to borrow money. Therefore, scammers attach great importance to this point, claiming that as long as you borrow from me, I have acquaintances who can help you eliminate bad records, and you only need to pay the benefit fee; At this time, don't believe that once you have a bad credit record and maintain a good credit record, it will be automatically eliminated after five years.
The correct posture of online loan application correctly evaluates whether you meet the application requirements of small emergency loans, such as whether you have a stable job, how much monthly income, whether you can provide bank running water in the form of punching cards, whether you can provide proof of repayment ability required by lending institutions, and whether your credit record is good. Find a suitable application channel according to your qualifications, such as whether you are a civil servant and whether you have mortgaged assets under your name. You can apply for a small emergency loan directly from the bank. For ordinary wage earners, it is recommended to apply for a small emergency loan through a local regular loan company, and the loan materials are well prepared, such as ID card, household registration book, marriage certificate, work certificate, income certificate, bank account, asset certificate, credit record, etc. As long as the conditions are met and the information is complete, you can successfully apply for a loan.