1, the security risk of the loan is high. You can apply for a mobile phone number. There is no security mechanism and the security is relatively low, so it is not good for Baihua to enjoy loans.

2. The credibility is not high. There is no relevant registration information in the industrial and commercial information, so the credibility is not high, which is not good for Baihua to enjoy loans. The simple and popular understanding of loan is to borrow money with interest, which is a form of credit activity that banks or other financial institutions must return when lending monetary funds at a certain interest rate.