Heng Chang's credit is not creditable and does not need pledge guarantee. If the sesame score is above 560, you can apply, and the user's age must be between 18 and 50. The repayment period is very short, only 7 days, and the loan interest is relatively low, with a daily interest rate of only 0.04%. Applying for constant credit is relatively simple. Just download and install Chang Hengxin's APP on your mobile phone and apply for registration with your real-name verified mobile phone number. It only takes 1 hour to approve the loan. The above is related to the loan failure in Heng Chang.

Benefits of personal credit report

A lot of information that financial institutions need to know is in the user's personal credit report, so there is no need to spend so much time checking the authenticity of the information filled in by the user on the loan application form. Therefore, the first benefit of personal credit reporting is to save time and effort for users and help them get loans faster. If the user's personal credit report shows that the user is a person who repays the loan on time and fulfills the contract attentively, financial institutions will undoubtedly love the user, not only providing credit services such as loans and credit cards, but also giving preferential treatment in terms of quota and annual interest rate. If it is stated in the personal credit report that the user has owed money before, financial institutions should be cautious when considering whether to lend money to the user. This article is mainly about the knowledge points about whether Heng Chang can obtain loan credit information, and the content is for reference only.