If there is no provident fund after the provident fund loan, it is necessary to renew the loan in time. If the provident fund has not been paid for three consecutive months or accumulated for six months. The provident fund center has the right to terminate the contract and ask the lender to pay off the loan, so the provident fund cannot be broken. If you don't pay it, it will affect you. You can either change your job or find someone to pay your own provident fund. There are also many successful places for provident fund loans. As long as the loan is repaid on time every month, it doesn't matter if the provident fund is paid off. You can consult the local provident fund center for details. In the process of provident fund loans, banks will examine the lender's income ability. If you have other strong income, as long as you can guarantee repayment, banks will generally support you to use provident fund loans. However, if the provident fund is paid off for a long time, it will definitely affect the provident fund loans. 1. unemployment application materials: 1. Registration Form for Unemployed Persons; 2. Copy of ID card (social security card) and household registration book; 3. If the school has no employment experience, provide a school diploma; 4. If the labor relationship with the employer is terminated or dissolved, the procedures for terminating or dissolving the labor relationship shall be provided; Second, the unemployment process: 1, acceptance: verify the application materials, input the information into the system, and compare it in the system. Do not meet the conditions, inform the applicant at one time, and return the materials together; Those that meet the requirements will be accepted immediately. 2. Handling: Handling unemployment registration and recording the relevant information of unemployment registration on the employment and entrepreneurship certificate. If it is necessary to apply for an employment and entrepreneurship certificate, an employment and entrepreneurship certificate shall be issued for confirmation. Form a business confirmation form to be confirmed by the applicant. 3. Archive: archive business data. Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund is under any of the following circumstances: (1) purchasing, building, renovating or overhauling self-occupied housing; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

2. Without provident fund, what should I do if I lose my job halfway through the provident fund loan?

After the provident fund loan, the payment of provident fund will be suspended due to resignation. Since the previous provident fund has been successfully loaned, the suspension of the use of the provident fund will not affect the loaned provident fund. Subsequent users only need to sign a labor contract with the employer, then the employer will continue to pay the provident fund for the user. Stopping the payment of provident fund will affect provident fund loans. As long as users do not need to apply for provident fund loans, suspending the payment of provident fund will not have a negative impact. In addition, the user has handled the provident fund hedging business, that is, the balance in the provident fund account is used to repay the mortgage. Even if the payment of provident fund is stopped, it will not affect the system deduction on time every month. When there is no balance or insufficient balance in the provident fund account, the system will deduct the repayment from the user's repayment bank card. During the provident fund loan period, the audit results have not yet been issued. At this time, the suspension of provident fund deposit will directly affect the audit results of provident fund loans.

Legal basis:

"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account

Third, the provident fund loan in the process of buying a house without reserve unemployment repayment?

If you have paid off the loan and no enterprise pays the provident fund to the provident fund management center after unemployment, the provident fund management center will not make any payment to your provident fund account, so you have to pay to the repayment account yourself every month until you get re-employed or the repayment period expires, during which the repayment interest remains unchanged, that is, your personal burden is a bit heavy.

4. Can I still receive unemployment benefits if I don't stop paying provident fund?

You can't get unemployment benefits without paying the provident fund. According to the relevant regulations, only employees with work units can pay the housing provident fund, so if they have already started to pay the provident fund, the representative is already employed and naturally cannot receive unemployment benefits. General unemployment benefits can only be received by participating in unemployment insurance according to regulations, not by my will, but by those who have job requirements.