Are private lending intermediary companies legal? First of all, this kind of private lending intermediary company exists legally. Generally, the main business of such intermediary companies is: 1. Providing fund lending to individuals and small and medium-sized enterprises. Personal information and matching to facilitate private lending. 2. Provide individuals with idle funds with information on the parties in need of funds, and provide corresponding services, such as basic information investigation of borrowers, entrustment of house mortgage procedures, and witnessing of contract signing, etc. 3. Provide bank loan consulting services to small and micro enterprises. Therefore, it is essentially an ordinary intermediary company. When borrowing money from a private lending company, this kind of intermediary company will charge a fee, which makes people feel very abnormal. Because too many loan companies now use this method of paying money first and then lending money, many people have been deceived, so the practice of paying a sum of money first is disgusting to many people. In fact, if you think about it, after a general intermediary company completes the transaction matching between two families, it will of course charge a certain fee to both parties. After all, this is a job and not an obligation. It’s just that the influence of fake loan companies has caused many people to misunderstand this approach. So there is actually nothing wrong with charging fees after taking out a loan.