1, Ping An Bank. The head office of Ping An Bank launched the "mortgage with house" product for small and micro enterprise customers who have stable and sustainable operating income and meet certain conditions: on the premise of reasonably calculating the liquidity required by the business entity, the self-owned house is used as collateral, and there is no need to apply for a business license. Loan is used for the normal business turnover of business entities, and it is a RMB credit product with four characteristics: simplicity, flexibility, quickness and convenience.
2. Postal Bank. The housing mortgage loan products of Postal Savings Bank, because most banks require the nature of land to be leased and the nature of houses to be residential, can be leased or allocated by Postal Savings Bank, and the nature of houses can be office, commercial and residential, facade, residence, self-built houses, reformed houses and affordable houses. You don't need a business license within 2 million, but you can achieve 5 million with a business license.