Where can I borrow 100,000 yuan?

To borrow 100,000 yuan, it is best to go to a bank to apply for a loan or apply for a loan from a loan company. However, users can also apply for private loans. However, for private loans, The interest rate of current loans is relatively high, and users pay a lot of interest. Therefore, you should be cautious when using private loans.

In fact, the best way to borrow money is to apply at the bank. When applying at the bank, you need to submit various materials, which generally include valid personal identity information, work certificates, bank statements, loan instructions, etc. These materials are submitted to The bank will conduct an audit later, and the bank will release the loan only if it passes the audit.

Applying for a loan at a bank takes a long time, usually about a month. If you need money urgently, users may not be able to afford this method. At this time, you can go to a private loan company for loan consultation. Generally, loan companies will lend money faster and of course charge more interest than banks.

When borrowing, you must think about your repayment plan in advance. If you do not have a good repayment ability, you should borrow carefully or reduce the loan amount. If you fail to repay on time after borrowing, you will incur penalty interest. At the same time, the overdue record will be subject to a credit report. A bad credit report will affect future loans. Where can I borrow 100,000 yuan?

There are many small loans on the market, but some are more conservative in lending to new users. As a result, the actual loan amount may only be about 20,000 yuan. If you encounter I need money urgently and have a large demand for funds. For example, if I want a one-time loan of 100,000 yuan, where can I get a good loan? As long as your overall credit conditions are good, you might as well try the following ones, which should solve the problem.

1. ICBC e-Loan is a pure credit online loan product launched by the Industrial and Commercial Bank of China. As long as you have applied for an ICBC credit card and used it well, it is very easy to apply for a loan of 100,000 from ICBC e-Loan. Because the loan limit ranges from 600 yuan to 800,000 yuan, a loan of 100,000 yuan is nothing compared to the upper limit of 800,000 yuan.

2. Youqianhua is a credit platform under Duxiaoman Financial. The application threshold is low. You can easily apply with your ID card and bank card. The maximum loan limit is 200,000, and it is also pure credit and unsecured. For online loans, as long as you have good overall credit, it is not a problem to borrow 100,000.

3. JD Gold Bar is a cash lending service provided by JD Finance. Compared with JD Baitiao, the limit of JD Gold Bar is generally much higher, with a maximum loan of 200,000, as long as you frequently use the JD platform. For shopping, the amount applied by new users generally starts at least 50,000.

4. 360 IOU is a leading domestic loan platform under 360 Digital. The loan limit ranges from 500 yuan to 200,000 yuan. As long as you have good credit, good work income, and a certain repayment ability , it is easy to borrow 100,000 yuan. After all, official statistics from 360 IOU show that the average daily loan amount is 600 million yuan. The above is the relevant content about "I want to get a loan of 100,000, where is the best loan?", I hope it can be helpful to you. How to get a bank loan of 100,000 yuan

How to get a bank loan of 100,000 yuan? How can I get a loan of 100,000 from the bank?

If you want to borrow 100,000 yuan from a bank and have good credit, you can directly apply for a credit loan. The credit loan limit can be up to 20,000 to 30,000 yuan, so borrowing 100,000 yuan is not a problem. As long as the customer does not have a bad credit record in his personal credit report and can provide sufficient economic and income information to prove his ability to repay the principal and interest of the loan on time, the loan can often be successfully approved.

Of course, if you think your credit is average and it is difficult to borrow 100,000 yuan at a time, customers with certain assets in their name can also choose to apply for a mortgage loan and use the assets in their name as collateral. The amount you get can be higher than a pure credit loan. Or customers can find someone with good credit to guarantee their loan to increase the chance of loan success.

In fact, in addition to borrowing from banks, customers can also borrow from other licensed consumer financial institutions. If one loan does not cost less than 100,000, it is also feasible to divide it into multiple loans. Each loan can be tens of thousands, and finally the loan can be collected. A full 100,000 is enough. Of course, no matter what, you must remember to repay it on time after borrowing the money.