1. What does mortgage housing mean?
Mortgaged housing means that the applicant applies for a loan line from the bank to pay the house price for the purpose of buying a house, and then repays the loan line to the bank in installments according to a certain number of years, and the bank will also charge a certain interest, which is a kind of credit behavior.
Second, what materials do you need to prepare for buying a house?
1. Materials to be prepared for loan to buy a house.
Married people: the copies of marriage certificate, ID card, household registration book, income certificate and business license of both husband and wife are stamped with official seals, and the salary card for half a year or one year is handled smoothly. If the husband and wife jointly borrow money, they also need to show their spouse's income certificate for half a year or one year, as well as a copy of salary and business license, which should be stamped with the official seal.
Singles: ID card, household registration book, single certificate, income certificate and bank statement.
2. Materials to be prepared for full purchase.
Married: marriage certificate, identity card and household registration book of both husband and wife.
Singles: ID card, household registration book and single certificate.
3, the provident fund needs to prepare materials to buy a house.
Original residence booklet of the applicant and copies of the first page and the first page of the residence booklet.
Original and photocopy of the applicant's ID card.
Original and photocopy of the applicant's income certificate.
The original and photocopy of the applicant's own provident fund deposit certificate.
The contract signed when buying a house and the down payment paid are all originals.
Copy of house sales license.
Copy of land use certificate.
Bian Xiao concluded: The above is what the shared mortgage house in Bian Xiao means, and what materials should be prepared to buy a house. I believe that everyone will have a corresponding understanding after reading the above sharing. If you need more information, please continue to pay attention to Qijia. Com website. Bian Xiao will answer them one by one.