The amount can still be deducted in the early morning on the same day.

According to Xicai.com’s inquiry, loans deducted in the early morning are not considered overdue until 24:00 on the day of the day. The first automatic deduction will be made in the early morning of every day. If the deduction is not completed, you will receive a text message reminder, and a second supplementary deduction will be made after 8 o'clock that night.

If the bank does not automatically deduct the amount on the morning of the repayment date, a text message reminder will be sent to the borrower and the borrower will be informed when and how much money was deposited, and the system will make additional deductions. Users who receive this SMS reminder only need to deposit sufficient funds as required and wait for the bank to automatically make additional deductions.