The interest rate of China Bank's personal time deposit pledge loan is based on the market quotation of the same grade loan recently published by the National Interbank Funding Center. In each floating cycle, pricing is based on positive and negative basis points, and loan interest rate = reference interest rate adopted on each pricing day+increased basis point or loan interest rate = reference interest rate adopted on each pricing day-decreased basis point. For the business handled through BOC's personal electronic channel, BOC will comprehensively consider factors such as business cost, counter channel pricing level, channel migration, etc., and realize unified quotation to customers by setting BOC's personal electronic channel parameters.

Due to the differences in business in individual regions, please consult the acceptance outlets of BOC for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.