The amount of car interest-free and partial concessions is determined by the manufacturer. If all interest-free (assuming):

30W car price, 3 years, 30% down payment, 70% loan, which is 2 1W, generally speaking:

1; Bank loan: Full interest-free can save about 25,000.

2. Finance companies: Full interest-free can save about 250,000-50,000 yuan (the reason why the gap is so big is because the general interest rate of finance companies is high and the loan interest rates of different finance companies are different, so there is a clear gap, mainly because the car loan interest rates of brand and non-brand auto finance companies are different).

Note: 1, auto loan interest rate of auto financing companies: For example, Volkswagen brand cars under Volkswagen Finance, such as Bora, Jetta, Sagitar, Magotan, polo, Santana, Tiguan, etc.

2. Car loan interest rates of brands other than the company: for example, cars that are not public loan brands, such as Mazda Liuzou's public loan, or Great Wall Motor's SAIC-GM loan, etc.