Funds frozen by the China Banking Regulatory Commission do not need to be unfrozen. The China Banking Regulatory Commission does not have the effect of freezing and can only apply to the People's Court for freezing. The China Banking Regulatory Commission is a ministerial-level institution directly under the State Council of the People's Republic of China. It uniformly supervises and manages banking financial institutions and maintains the legal and stable operation of the banking industry.

Is a certification fee required to unfreeze a loan?

The loan limit is frozen, usually when the user meets the loan conditions or the user's loan is overdue, which results in the loan limit being frozen and no certification fee required to unfreeze it. Due to other reasons, the loan amount is frozen, and the lending institution requires the user to pay a certification fee, which is an unreasonable early loan fee and the user can refuse. In addition, even if the user pays the certified funds, there is no guarantee that the user will be able to get a loan, so the user does not borrow money, but loses part of the money.