According to whether you are married at the time of handling the real estate license, if you are unmarried at the time of signing the house purchase contract and married at the time of handling the real estate license, you can sign the house purchase contract before the date of marriage registration, and you can use it all for * * * (you need to submit a written application and add your spouse to the real estate * * *); You can also own it alone (a written waiver by one spouse is required).

Second, when you buy a house, you are unmarried, and when you do a real estate license, you are married.

Legal analysis: counting personal property. The marital status of the household registration book is only used as a reference value, and the marital status of the parties shall be subject to the marriage registration. Pre-marital property is defined as the date of marriage registration of both parties. Before marriage registration, all the property of both parties belongs to one party. After marriage registration, unless otherwise stipulated by law or otherwise specially agreed by the parties, all the property acquired by one party alone or both parties shall be regarded as the joint property of the married couple. To apply for real estate license, you need to provide ID card, household registration book and marriage certificate. If you are married, you need a marriage certificate, you need to bring your spouse's ID card, and you need proof of housing situation. If it is a house that signed a house purchase contract before marriage, it is registered in the name of one person, and the house belongs to personal property and has nothing to do with the spouse. Spouses do not need to sign any waiver agreement.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1062 The following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to them:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.

Article 1063 The following property is the personal property of one of the spouses:

(1) one party's premarital property;

(2) Compensation or compensation obtained by one party for personal injury;

(3) Property that is determined to belong to only one party in the will or gift contract;

(4) Daily necessities used exclusively by one party;

(five) other property that should be owned by one party.

Article 1064 The debts incurred by both husband and wife for the same signature or by one party afterwards, and the debts incurred by one party in his own name for the daily needs of the family during the marriage relationship, belong to the same debt of husband and wife.

3. When signing the house purchase contract, the man is unmarried and has no room to apply for a mortgage, and the woman is married. ...

The first set and the second set are currently calculated on a household basis. Therefore, when the two parties get married, they belong to * * * and own a suite, and then buying a house means buying a second suite.

For legal questions, please consult Baidu: Lawyer lawsan.

4. What should I pay attention to when applying for a mortgage without signing a house purchase contract?

In fact, selling a house will encounter many routines. As for whether it will be a detailed understanding of the selling process, it is necessary to know the law and know the law. There are many ways to buy a house in a country. In fact, it is also for the convenience of loans. Some friends will worry about being unreliable. In fact, selling a house will encounter a detailed understanding of the process of buying and selling a house. When buying a house, you should understand the relevant regulations of buying a house. The routine of signing a house purchase contract face to face is actually to facilitate loans, and some friends will worry about whether they can rest assured without knowing it. Then I'll give it to you, so as to avoid problems that can't be solved in the housing loan.

The routine of signing a house purchase contract face-to-face

The routine of signing a house purchase contract face to face is to facilitate the handling of loans. The developer cooperates with the contract. This is also to facilitate customers and handle loans in time. I can go to the bank to sign it first. At this time, I can provide your household registration book, ID card, marriage certificate and other materials, and then the developer will send it directly to the bank after the contract is filed, which saves a lot of processes.

What should I pay attention to when handling a mortgage?

1. If you are going to buy a house, you need to measure your personal economic strength and see if it will bring you more pressure after buying a house. Generally speaking, after a personal loan, the monthly repayment cannot affect the normal home life. If the husband and wife buy a house together, the pressure will be much less.

2. When applying for a loan, you can choose the mode you need to apply for and see if the interest you need will be much lower. If the provident fund base is not enough, you can choose a combination of provident fund and commercial loans, and you can also reduce some interest. In addition, the selected bank is a big bank, which is more secure.

3. If you want to apply for a housing loan, the lender must meet certain conditions, such as whether the lender has a stable job and whether the personal credit record is good. If these conditions are not met, it is difficult for banks to approve. After all, banks have to bear certain risks.

You must know more about China's legal knowledge. At least, there are many related routines when buying a house. Whether there is a routine or not depends on what channel you are looking for. As long as it is a formal channel, all processes are. I told you what to pay attention to when handling mortgage loans. In fact, there are still many details to understand and learn.