According to the figure below, if the loan is 10000 yuan, the annual interest is 435 yuan, right? Please give some advice, thank you! The unit is%

(1) If the principal and interest are repaid in one lump sum,

The annual interest on a loan of 10,000 yuan is 435 yuan.

Interest = principal × annual interest rate× term =10000× 4.35% ×1= 435 yuan.

(2) If they are equal.

forehead

principal and interest

pay back

The loan amount is 6,543,800 yuan.

The loan term is 1 year.

The annual interest rate of the loan is 4.35%

The total repayment amount is 10237.6438+09 yuan.

The total interest is 237. 19 yuan.

The monthly repayment is 853.099 yuan.

(3) Under normal circumstances, commercial banks will at least increase the annual loan interest rate by 10%, and the actual interest will be multiplied by 1. 1 times.

Is the annual interest rate 1 1 high?

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