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1. Credit wallet is a full-process online consumer financial service platform based on mobile Internet. Credit wallet is an application aimed at individuals and small and micro enterprises, which can quickly quantify the economic and financial situation, automatically generate credit reports and help them quickly obtain low-cost loans. Credit wallet can not only automatically generate credit reports according to the information provided by users, but also integrate the Internet and traditional data sources.
2. Credit quantification: According to the personal information, online transaction information, credit information network and other cooperative website information provided by users, the personal credit limit is automatically quantified, and the credit situation is clear at a glance.
3. Platform matching: After the credit report is approved, the system will automatically match the best credit company and push the credit report and credit request, and the request pushed through the credit wallet will be given priority review to help users obtain convenient and high-quality financial services. Tracking feedback: After the credit report is submitted, the credit wallet will track and feedback the review status, request push status, review status and progress of the credit company report. Keep abreast of the loan process, which is convenient and intimate.
Estimate the available credit loan amount, match the best lending institution according to the characteristics of users, and provide the service of automatically pushing the credit report and loan demand to the lending company, and tracking and feeding back the loan process all the time. Full-process financial-grade encryption ensures the safety of personal information.