There are two common reasons why bank loans are not received: First, the bank card is wrong. When issuing loans, the system can't get the money because of the bank card error, which will lead to the situation that the loan funds show that the loan has been released but the money has not arrived yet. Second, the loan is postponed. After payment, the system will show that the payment has been made, but the arrival time is delayed, because the arrival time of different bank cards is different, and there will be delays. If it is not for these two reasons, it is recommended to consult the loan bank in time to find out the reasons in time. The simple and popular understanding of loan is to borrow money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. When to release the mortgage loan: the mortgage loan or mortgage loan cycle is generally one month. If there are many bank lenders, the application time may be delayed to one and a half months or even two months. This year, the state is regulating the real estate market, and the exact time is hard to say. If you don't know anyone, it's luck. The loan preparation materials include the lender's (husband and wife's) ID card, household registration book, marriage certificate, income certificate, bank account number, property right certificate and land certificate. If there is no problem with the target lender's (husband and wife's) credit information, the bank will receive the loan. After the information is submitted to the bank, the bank's risk control will call back, usually the company's landline or personal phone. Generally speaking, the bank will call you to tell you when to go to the Housing Authority for mortgage registration within 3 working days after the telephone notification, and the bank will issue the loan to your receipt card within 2 working days after the mortgage is completed. After the mortgage comes down, repayment usually begins the next month after the bank approves the loan. Simply put, the loan will be issued this month and repaid next month. The specific repayment date of mortgage is generally agreed in the purchase loan contract signed by the bank and the lender. Lenders can take out the loan contract signed between the bank and you, check the relevant clauses in it, and determine which day is the repayment date.
Second, why didn't the bank loan arrive?
The bank loan hasn't arrived yet.
1. The bank card is incorrect. When the loan is issued, the system can't pay because of the bank card error, which will lead to the situation that the loan funds have been paid but the money has not been paid.
Second, the loan is postponed. The system will show a delay after payment, because the arrival time of different bank cards is different.
If it is not these two banks, it is convenient to find out the reasons in time.
The simple and popular understanding of loan is to borrow money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other centralized monetary and monetary funds. Can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
What about after the mortgage is handled?
Banks usually handle mortgage loans or mortgage loan cycles once a month. If there are more bank lenders, the application time may be postponed to one and a half months to regulate the real estate market. It's hard to say the exact time. If there are no acquaintances, it depends on luck. The loan preparation materials include the lender's (husband and wife's) ID card, household registration book, title certificate and land certificate. If there is no problem with the target lender's (husband and wife's) credit information, the bank will receive the loan.
After the information is submitted to the bank, the bank's risk control will call back, usually the company's landline or personal phone. Pass is usually completed within 3 working days after the telephone call back. After passing, the bank will call you and tell you what you remember. When the mortgage is done, the bank will hit the card. After the mortgage comes down, the bank usually lends money this month after approving the loan, and will repay the loan next month. The specific repayment date of mortgage is generally in the purchase loan contract signed by the bank and the lender. The contractor can take out the loan contract signed by the bank with you, check the relevant clauses in it and determine which day is the repayment date.
Third, from the bank loan, the bank borrowed money, why is there still no money in the account? ...
I haven't heard of the saying that the loan receipt, it takes 3-5 working days for personal credit loans to be released after approval; After the mortgage loan is approved, it will be released within 15 working days under normal circumstances.
The bank sent me a loan by SMS, but I didn't receive any money in my account. What happened?
There are many customers waiting in line for loans, so it is possible to queue up. Please be patient. Now that you have received the loan notice, there is no problem. Generally speaking, the fastest notice in the morning is to get the money in the afternoon, and the slowest is the next morning.