If you need to check the remaining installments of the auto loan, you can take the following methods:
1. Call the hotline of the handling bank (auto consumption finance company) directly to consult the manual customer service, and the customer service staff will make an inquiry immediately after verifying the customer's identity information, and then inform the customer of the inquiry result.
2. Log in to the official online banking/mobile banking/loan APP, find your own car loan on the personal account page, and select the bill inquiry option to find it.
3. If there is a business outlet of the handling bank (auto consumption finance company) near the work and residence, the customer can also directly bring his ID card and repayment bank card to the outlet to find the counter staff to apply for inquiry.
Second, how to inquire about the remaining car loans?
I suggest you apply for a personal credit report at the loan bank.
Ask the bank to issue you a report with the original record of your repayment.
We can find out how much is left in it.
Third, how to check the balance of car loans?
1, outlet inquiry: the borrower can handle the balance of car loan at the outlet of the business hall of the nearby loan bank with his ID card and loan contract. Take the initiative to provide your personal information, ask the staff to help print the repayment schedule within one year, and you can check the remaining amount to be repaid.
2. Log in to the online banking of the loan bank for inquiry. We only need to download the online banking app of the loan bank, so we can check the loan balance without leaving home. This query method is the simplest. Through online banking, you can not only find out how much car loan is left, but also record the repayment information better.
3. Lenders can also call the customer service phone of the loan bank to inquire, but this method can only obtain the single information of the loan balance, and cannot know the previous and future monthly repayment situation.
Operating Environment: Online Banking APP Version Model: Example of Construction Behavior: 5.9.0
First, car loans.
Car loan refers to the loan issued by the borrower to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.
Second, the loan term.
Generally, the loan period for automobile consumption models is 1-3 years, and the longest is no more than 5 years. Among them, the term of second-hand car loan (including extension) shall not exceed 3 years, and the term of dealer car loan shall not exceed 1 year.
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4. How to inquire about the remaining repayment balance of CCB car loan repayment?
1. Open online banking.
After opening online banking, conduct personal inquiry.
If you only want to open inquiry, financial management and other services, you can log in to China Construction Bank for online self-help.
If you want to use all the online banking services provided by CCB, please bring your ID card and the savings account of CCB that needs online banking to the outlet for opening procedures.
2. Your loan goes to the personal loan department of CCB.
Please bring the original ID card when inquiring.
If you just want to inquire, please print the loan balance of the repayment plan within one year after the inquiry.