2. Go to the vehicle management office to eliminate the registration status of automobile mortgage; The local vehicle management office must carry the vehicle registration certificate, the loan repayment certificate issued by the loan structure, the lender's organization code, the motor vehicle mortgage change application form, the power of attorney, the motor vehicle owner's ID card and other materials before handling the vehicle decompression procedures.
3. Change the first beneficiary of auto insurance; Generally speaking, the first beneficiary of auto insurance is the loan company. After the loan is repaid, the beneficiary of 1 shall be changed to himself in time.
4. Remove the global positioning system.
After the car loan is paid back, there is no need to pay the handling fee. Customers can apply for the loan settlement certificate from the auto loan handling bank (auto consumption finance company), get back the vehicle registration certificate, and then go to the vehicle management office to understand the mortgage procedures. They are all free. Of course, what you should pay attention to is that if the agency cancels the mortgage service in the 4S store, the financial institution handling the car loan may mail the vehicle registration certificate and the loan settlement certificate to the 4S store after the customer has repaid the car loan, and the staff of the 4S store will return the vehicle registration certificate to the customer after helping to cancel the mortgage, and then they may ask the customer to charge a certain service fee.
If the customer doesn't want to pay, he doesn't have to find a 4S shop to cancel the charge, so he can handle it himself. If the bank (auto consumer finance company) is still collecting money, you can call directly to find out how much the fee is, and don't pay the money without knowing it (read the terms carefully when signing the loan contract to understand the charging standards of various fees).