In the process of loan, it can be done directly in the mobile phone software, which can clearly query the remaining time of loan, loan amount and interest. What should I do if I am cheated during the loan process? It is necessary to call the police in time and provide relevant information and clues to the police as much as possible so that the police can investigate in time and investigate the legal responsibility of the other party according to the investigation. Below, in order to help you better understand the relevant legal knowledge, I have compiled the following contents, hoping to help you. 1.app What if the loan is cheated? 1. I shall call the police in time and provide relevant information and clues to the police as much as possible, so that the police can investigate in time and investigate the other party's legal responsibility according to the investigation: (1) If the amount is large and the other party constitutes a crime, criminal responsibility can be investigated according to the provisions of Article 266 of the Criminal Law. (2) If it does not constitute a crime, the public security organ may also impose administrative penalties of detention and fine. 2. Legal basis: Article 266 of the Criminal Law commits a crime of public or private property, and if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail. Article 49 of the Law on Public Security Administration Punishment: Whoever robs, seizes, extorts or intentionally damages public or private property shall be detained for more than five days and less than ten days, and may also be fined less than 500 yuan; If the circumstances are serious, he shall be detained for more than 10 and less than 15, and may also be fined less than 1000 yuan.
2. What are the consequences of app loans overdue's non-repayment? 1. Bear high overdue fees. For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue. 2, undertake the platform fancy collection. Collection is generally divided into three stages: the first stage, just a few days overdue, platform customer service MM will remind you in a low voice, overdue, please repay on time; In the second stage, if it is overdue for a long time, the platform customer service will seriously warn that the threat of overdue will face serious consequences; In the third stage, it was overdue for a long time, and the platform stopped trying to convince the other party and began to take practical actions. There are many practical actions, such as: the platform pushes your arrears information to your relatives and friends, which makes you lose face in the circle of friends; The platform arranges special collection personnel to collect money at home and communicate face to face to collect accounts. Of course, these are still relatively mild. Some platforms outsource collection, and special collection companies collect them. The collection company "violent collection" that broke out some time ago believes that borrowers are not willing to encounter it. 3. Facing the crisis of national trust. Now online lending platforms have established a blacklist system, and blacklist platforms have begun to communicate with each other. Borrowing on one platform is overdue, and it is very difficult to borrow on other platforms. In addition, online lending platforms will publicize blacklists through their own online channels such as WeChat and Weibo, and even on the big screens of railway stations and airports. Let the people all over the country know that these "old lai" borrow money and don't pay it back! Of course, ordinary borrowers will not go so far except those who owe money maliciously. 4. The credit information of China People's Bank is tainted. At present, most online lending platforms have not been connected to PBOC's credit information system, but it has become an inevitable trend to connect to PBOC's credit information system. In the future, if the online lending platform fails to repay the loan within the time limit, it will be recorded in the credit information system of the People's Bank of China, just like bank loans and credit cards that are overdue, causing credit stains. If the previous consequence is only losing face, then the stain of credit information will affect real life, and there is no way to borrow money if you want to buy a house, no way to mortgage if you want to buy a car, and so on. The defendant went to court. After the loan is overdue for a long time or deliberately not repaid, the amount exceeds 2000, which can already constitute a crime and is in danger of being sued by the online lending platform. Once the online lending platform wins the case, the borrower not only has to pay the money that needs to be repaid, but also pays the litigation costs and huge fines of both parties, and even faces jail time. The above contents are related answers. Cheated in the process of loan. The best way to deal with it is to call the police, because it has already involved criminal cases and belongs to the filing standard of the public security department, as long as it reaches more than 3000 yuan.
Second, how many people have been cheated by Chuangfu Financial APP loan?
This is a deceptive platform. I'm also a victim. The quilt cover is almost finished, and now the webpage can't be opened. Fortunately, I found someone to bring it back to me in time.
Third, what should I do if the mobile app loan platform loan is cheated?
Don't click on the app loan of your mobile phone easily, which is particularly risky. You can borrow money through Alipay platform and Huabai, which is very safe and reliable. You can also use a credit card to borrow money and repay it on time.
Now that I have been cheated, I can only call the police and go through legal procedures. This is illegal, and the law will deal with it.