Agricultural Bank credit card loans can be handled at agricultural bank outlets, and you need to carry credit cards and valid documents.

After applying for a credit card loan, repayment is also very convenient, and repayment is made directly through the bound repayment account. Credit card loans of Agricultural Bank of China are divided into cash installment and consumption installment: 1. Handling method of cash installment: fill in the cash installment application form at the business outlets of Agricultural Bank of China.

2. The method of handling consumption in stages.

Wechat application steps: Pay attention to the ABC credit card on Wechat-click on my Kaka to apply for installment. Online banking application steps: log in to online banking and select Credit Card-installment management-consumption installment.

Loan (electronic IOU credit loan) is simply understood as borrowing money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them.

Where can I get a loan with a credit card? Try these.

Credit cards have many advantages, which can not only overdraw consumption, but also help us get loans quickly. As for where to get the loan, the bank will definitely give priority. Many bank credit cards can provide exclusive large cash loan services. Here are some models for you.

1, e-loan from China Merchants Bank

E-loan of China Merchants Bank is a short-term cash credit business with daily interest provided by China Merchants Bank to eligible credit card holders. The maximum loan is 30W, and the maximum loan can be divided into 24 installments, with equal repayment of principal and interest. After the application is successful, an independent account will be opened, and the bill will be issued together with the credit card bill, but it needs to be repaid to the e-loan account separately.

2. Guangfa Caizhijin

Nbsp; Cardholders who have issued cards for half a year can apply for Guangfa Finance. The application amount must be an integer multiple of 1000 yuan, with a minimum of 2,000 yuan. After the application is successful, the money will be directly transferred to the domestic savings account designated by the cardholder. You can choose to repay in installments of 6 months, 12, 18 or 24 months, and the handling fee for each installment is 0.75%.

3. Xingye enjoys loans.

The one-time cash consumption limit provided by Industrial Bank for high-quality credit card holders exceeds the fixed limit of credit cards. The business model and standard pricing of this business are completely consistent with the existing cash installment business, only by inviting customers. After the application is successful, you can transfer to your Industrial Savings Card or other bank cards, but you will be charged the inter-bank transfer fee in 20 yuan.

4. Consumption reserve of China Agricultural Bank

It refers to the business that the cardholder applies to the Agricultural Bank of China for installment quota, and after the approval of the Agricultural Bank of China is successful, the consumer funds will be transferred to the designated credit card, and the cardholder will repay the principal in installments and pay a certain amount of installment fee. At this stage, it is mainly aimed at high-quality credit card customers of banks.

How to borrow a credit card loan from ABC? Knowing this is not difficult to get the money!

All along, the four major state-owned banks are very tall in China. Many people will give priority to the four major state-owned banks when saving money or lending money. Now, many people apply for credit cards in the Agricultural Bank of China. Some of them will have the idea of getting loans through ABC's credit card. So, how to borrow a credit card loan from ABC? Today, I will introduce the relevant content here.

There are many types of credit card loan products of ABC, including cash installment, bill installment, consumption installment, automobile installment, merchant installment and online installment. Here, taking cash installment and consumption installment as examples, how to borrow a credit card loan from Agricultural Bank of China is discussed.

Cash installment payment

Cash installment mainly provides cash loans for cardholders, with a limit of 2,000 yuan and a cap of 50,000 yuan. There are four loan terms: 3, 6, 9, 12. Let's see how to borrow money by cash installment:

1. ABC credit card holders fill in the cash installment application form at ABC's business outlets;

2. Provide your own ABC debit card as a repayment account;

3. Withdraw cash or transfer consumption directly from the debit card of ABC.

Consumption staging

If you spend more than RMB 500 yuan, or more than USD, EUR, AUD, and 50 yuan through the credit card of Agricultural Bank of China, you can apply for consumption by stages, with a maximum period of 24 periods. You can apply for credit card loan installment of Agricultural Bank of China through WeChat, online banking, telephone, SMS and pocket banking.

Wechat application steps: Pay attention to "ABC Credit Card" on Wechat → click "Apply for Staging" in "My Kaka".

Online banking application steps: after logging in to online banking → select credit card → enter installment management → select consumption installment.

The above is about how to borrow credit card loans from Agricultural Bank of China. I hope everyone has learned to apply for loans with ABC credit cards.

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How to use the credit card loan of ABC?

It is recommended to apply for loans through formal channels:

The definition of ABC's online fast loan refers to a small consumer loan issued by ABC in cash to individual ABC customers who meet certain conditions. Customers apply for it themselves, receive it quickly, automatically approve it, and use the letter by themselves.

Application conditions:

1, at least 18 years old and not more than 60 years old, with China nationality and full capacity for civil conduct.

2. Hold legal and valid identity documents.

3. Our e-banking customers and holders of security authentication tools issued by our bank. (Currently only second-generation KBao customers are supported).

4. Good credit status.

5. There is no unexpired "NetJet Loan" quota, and there is no outstanding "NetJet Loan" balance.

6, stable income, with the ability to repay credit on schedule.

7. The purpose of the loan is reasonable, and the loan amount for applying for NetJet loan is clearly 3,000-300,000 yuan; The loan amount is valid for 30 days, and the borrower needs to use the loan within the validity period. The loan amount cannot be applied, approved and issued in a few minutes.

Extended data:

According to the credit status of credit card holders, banks will increase the installment quota of their credit cards to meet the needs of cardholders to buy designated brand cars during the disposal period of designated dealers. Cardholders can repay the car purchase money in monthly installments only by bearing a certain handling fee, which fully reduces the repayment pressure.

Handling fee: You don't need to pay bank loan interest to buy a car by installment with a credit card, but you have to bear a one-time handling fee. Handling fee = installment amount × cardholder's handling fee rate (the handling fee is included in the first month's bill after installment purchase), and the handling fee rate of each bank is different.

Loan Term: Generally, the longest term of car purchase by installment is 24 months.

Down payment: If you buy a car by credit card, you generally need to pay a down payment of not less than 30% of the car price.

Limit: The bank has regulations on the credit card installment loan amount. For example, CCB stipulates that the installment amount range of car purchase is 200,000-200,000.