The loan interest rate of Kunming Provident Fund is 2.6% to 3. 1%. According to the information of Kunming Housing Provident Fund Management Center, the loan interest rate of Kunming Provident Fund ranges from 2.6% to 3. 1%. According to the different loan years, the interest rate is different. The loan term is 1 to 5 years, and the interest rate of provident fund loan is 2.6%. The loan term is 6 to 30 years, and the interest rate of provident fund loan is 3. 1%.