Many people think that the repayment date of mortgage is based on the mortgage date, and the repayment at this time of next month after mortgage is actually not very accurate. After all, not all repayment dates are the same as the loan date, mainly depending on the repayment date agreed in the mortgage contract.

For example, if the repayment date and lending date agreed in the mortgage contract are the same day, the first month's repayment will only be 1 month; If the repayment date and loan date agreed in the contract are not the same day, but a fixed day, and the loan time is less than one month from the first repayment date, the first month will pay back two months' money.

Because the first mortgage deduction needs to expire, if it is less than one month, it will not be deducted on the corresponding repayment date in that month, and it will be postponed to the next month for one-time deduction. The lender must deposit enough monthly payments for two months in the repayment card, otherwise the deduction will fail if it is only deposited for one month.

For example, if the lending date is July 25th, the monthly repayment date is 10, and the period from July 25th to August 10 is less than one month, the deduction will not be made on August 25th, but will be postponed to September 25th, and the first deduction will be made for two months.

What needs to be reminded here is that once the date of mortgage repayment is determined, it is not supported to modify it, but the loan period can be shortened and the monthly payment can be changed by partial repayment in advance.