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Can the real estate license be loaned?
Can't I borrow a real estate license? Real estate license loan is actually real estate license mortgage loan. As a proof of residential ownership, the borrower can mortgage the loan to solve the shortage of funds.

Conditions for applying for a loan with a real estate certificate

1. The owner of the collateral can be the borrower himself or someone else. In other words, even if the real estate license is not your own, you can apply for a mortgage loan at home as long as you get the consent of others and have proof of consent to mortgage.

2. For natural persons with full capacity for civil conduct, the actual age of the loan maturity date is generally not more than 65 years old.

3. The place where the permanent residence is located has a fixed residence.

4. Have a legal occupation and a stable source of income, and have the ability to repay the loan interest on schedule.

5. Real estate * * * Some people acknowledge the loan and guarantee behavior and are willing to bear relevant legal responsibilities.

6. The age of the house (calculated from the date of completion of the house)+the loan period shall not exceed 40 years.

7. The property right of the house is clear, which meets the listing and trading conditions stipulated by the state and can enter the real estate market without any other mortgage.

8. Mortgaged houses are not included in the local urban reconstruction and demolition plan, and there are real estate licenses and land certificates issued by real estate departments and land management departments.

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