The discount interest of business start-up guarantee loan refers to the loan applied by qualified entrepreneurs or small and micro enterprises that are guaranteed by the business start-up guarantee loan guarantee fund and subsidized by the financial department to support the business start-up and employment of key employment groups.

Individuals and enterprises applying for business start-up guarantee loans need to apply to the local human resources and social security department for qualification examination, and then submit the guarantee and loan application to the local business start-up guarantee loan guarantee fund operation management institution and the handling bank. For qualified business guarantee loans, the financial department will allocate discount funds to the handling bank. The financial department has set up a "Microfinance" column on the portal website and WeChat official account, providing the contact information of local human resources and social security departments, financial departments and handling banks. Individuals and enterprises with loan needs can contact and dock by themselves.