Because the audit process of each bank is different, and it is also limited by the work progress of the staff, this time is not accurate. If you want to check the application amount of related loans, I suggest you call the bank directly, which is the most reliable way. I try to answer some basic questions about bank loan application in detail from the following points.

First of all, let me tell you about the basic process of bank loans.

When a user applies for a bank loan, the bank will give priority to proving the user's bank credit, and judge the basic situation of the user by querying the bank credit. For those users who frequently apply for credit cards or loans, banks will generally directly reject their loan applications because such users are generally classified as high-risk users. If you are lucky enough to pass the preliminary examination, you will enter the review stage at this time.

Second, the audit link will mainly check the repayment ability of users.

I wonder if you have provided specific materials to the bank before. These materials mainly prove that you have enough repayment ability. In the audit process, banks will generally focus on whether users have sufficient repayment ability. On the one hand, the bank will collect your salary records, and at the same time, it will check your assets, so as to comprehensively judge your repayment ability.

Three, the bank's first and last price is generally 7~ 10 days.

Some banks will call the final audit a review. These two words are actually the same concept. For most banks, the time for preliminary examination and final examination is usually within 7~ 10 days. For those business halls with high efficiency, some banks can even complete the audit within 1~2 working days, and then intervene in the payment link after the audit is passed. As I said just now, I personally suggest that you call the bank number first, because the loan varies from person to person, and the specific reply from the bank is the most standard answer.